Posts

Protecting Your Family From Hardship

The foundation Principle here is to use time wisely. I've always, all ways been possessive of my time. I'm so such an unrepentant Type-A about my time that I know exactly what door to be at on the subway so get out directly at the escalator and don't waste precious seconds struggling through the crowds on the platform. So last week I chose a budgeting system and I didn't share it on my blogs until this week, so I'm actually two weeks behind. Never mind, I'm making it up for it now. The best thing about using the debit card system is that I pay my bills at the bank machine or over the telephone. Using Interac to purchase groceries earns me Air Miles since I  bank with Bank of Montreal. I also do most of my shopping at Metro, and other places where I earn Bonus Air Miles. The most important feature to me is the convenience of using my debit card and not carrying cash. Cash can be stolen or lost and can't be replaced. https://www.lds.org/media-library/video...

Sticking to a Budget

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The foundation principle for sticking to a budget is to solve problems. As a Single Saint I only have to answer to God and my cats. I’m trying to set realistic financial goals and I’m saving $60 a month. Eventually I want to get Cool Sculpting done and that will cost me $1500 but it’s a realistic goal to set for health and beauty. I’m sorry to say that I’ve been letting personal stuff interfere with my blog. I live in Toronto Housing and I’ve been being terrorized by my landlord and some malicious neighbors. Knowing I’m in covenant with Heavenly Father is the only thing that’s been keeping me sane but now I’m ready to catch up. The challenges I’ve had with keeping my commitments is that I haven’t been diligent in writing down everything I earn and spend. My neighbor is agoraphobic so I do her shopping for her, earning ten dollars on each shopping trip. I usually give in to my natural man when I do and spend money on impulse purchases at the counter, usually a Cottage Country Surp...

Creating A Budget

The foundation principle for creating a budget is live a balanced life. https://www.lds.org/media-library/video/2012-10-1070-president-dieter-f-uchtdorf?lang=eng I try to keep the daily demands of life in balance by living one day at a time, as I learned from the 12 Step Groups like Addiction Recovery Program. I set aside time for meals, Scripture study, playing with and caring for my cats, and exercise but I struggle to achieve balance with those things. Sometimes I have to read two days of Scripture in one to catch up, sometimes I feel exhausted and my place is too messy to do proper exercise, and sometimes my post traumatic stress is so bad I can barely drag myself out of bed to face the day. It's at these times that I have to call upon my Father in Heaven to strengthen me to shoulder my burdens. The Savior achieved a balanced life by ministering to others, retiring to pray, teaching, spending time alone with God, being surrounded with crowds,  and resting. He knew when he ne...

Paying Tithes and Offerings

The foundation principle here is repent and be obedient. If you find yourself thinking “I can’t afford to tithe,” let me tell you you can’t afford  not  to tithe! http://www.kcm.org/real-help/finances/apply/how-take-communion-over-your-tithe As I track my expenses I’m learning where I can be more frugal and where I could actually be spending and donating a little more I’ve discovered I spend way too much on take out and now pack my own lunch at home. https://www.lds.org/search?lang=eng&query=obedience+brings+blessings So how are repentance and obedience tied to self-reliance? First, we need to stop thinking of repentance as being sorry or remorseful about things. True repentance means changing into our true selves as we shake off the shackles of dependence on societal programs or governmental aid or even the shackles of an old way of life before the Gospel became a reality to us. Obedience to Heavenly father frees us because he has the best plan for us and knows t...

Becoming Unified in Our Approach to Finances

This segment in the book is geared toward couples but there is every way a single saint can use it, I promise. The foundation principle here is Exercise faith in Jesus Christ which I'm now sharing with my base here. I'm having more of a challenge this week keeping my financial log because I gave up tea and coffee and withdrawal  has been godawful. Last week I logged every thing I bought and noticed I spend way too much on take out food. Part of it is my new freedom with money since I became sober but part of it was fear that I'd break down and call a dealer. I've learned to counsel with the Lord over all I do. I shared all of last week's lesson on this blog already and it was a fun experience. Counselling with the LORD is definitely the way to go with finances. We need to pray over everything. Like Alma said, cry to the LORD over everything. Too many people ignore prayer and never call on the Lord and then when a crisis hits they think they're going to jerk th...

Becoming a Wise & Faithful Steward

The Church of Jesus Christ of Latter Day Saints offers self-reliance courses and my ward is doing Personal Finances. As the mission of this 'blog is to share my journey with others I want to start by sharing that self-reliance is a principle of salvation. https://www.lds.org/media-library/video/2016-12-037-my-self-reliance-group?category=chapter-1-becoming-a-wise-and-faithful-steward&lang=eng That's how the group learns. Everybody gets an equal chance to grow both temporally and spiritually. I've already learned that I spend way too much money on takeout food. Right now I've been sober for 34 days and I have a fear of losing that. So I tend to overspend just to avoid using drugs. However, as I learn to trust the Lord with my sobriety I also am learning to trust him with my finances. You may be wondering how self-reliance is a principle of salvation. Well, in John 10:10 Jesus tells us that he came so that we could have life, and have it abundantly. The abundant l...

What's Going on with This Blog

The posts that you see printed below from "The Value of Faith" to "Three Years of a Family and Real Joy Part One are from this past year and were originally posted on "Word of Faith Mormon", my WordPress blog. However, some people are telling me they can't get into the WORDPRESS blog. SO I'm reprinting my old blog posts today., 11 October 2018. Everything below this post is an old one. As for my struggles with addiction, I have been drug free since 25 August 2018. I have not used crack or cocaine since 13 August 2018. I haven't used any drug including marijuana since the 25th of August. On September 13th I smoked my last cigarette. Now my struggle is with tea and coffee and let me tell you , it is real. I stopped drinking coffee and tea on 1 October and the withdrawal was hellacious.  I had a splitting headache and I couldn't stop crying and snapping at everyone. I realized in the middle of the day that this was similar to what i went through...